* Portfolio Selection -
Risk Target 2.5 - Preserve wealth through minimal fluctuation.
We expect fluctuations less than ±5% per year, 95% of the time. Appropriate for
investors who have started to make withdrawals from their wealth.
Risk Target 5 - Preserve wealth while providing some capital appreciation.
We expect fluctuations less than ±10% per year, 95% of the time. Appropriate for
investors with low risk tolerance or investors within 5 years of starting withdrawals.
Risk Target 7.5 - Moderate capital appreciation & moderate fluctuation.
We expect fluctuations less than ±15% per year, 95% of the time. Appropriate for
investors with medium risk tolerance and moderate ability to take risk, or investors
within 6 to 13 years of starting withdrawals.
Risk Target 10 - Moderate to high capital appreciation while keeping fluctuations
moderate.
We expect fluctuations less than ±20% per year, 95% of the time. Appropriate for
investors with medium to high risk tolerance and a moderate ability to take risk,
or investors within 14 to 21 years of starting withdrawals.
Risk Target 12.5 - High capital appreciation with high fluctuations in value.
We expect fluctuations less than ±25% per year, 95% of the time. Appropriate for
investors with high risk tolerance and ability to take risk, or investors within
22 to 29 years of starting withdrawals.
Risk Target 15 - High capital appreciation. Fluctuations in portfolio value can be
very high.
We expect fluctuations less than ±30% per year, 95% of the time. This strategy is
appropriate for investors with high risk tolerance and ability to take risk or investors
with more than 30 years of starting withdrawals.